American Home Lending USA: They offer specific 1, 2, and 3-year seller-paid buydown programs to help homes sell faster in high-rate environments.
Guild Mortgage: A regional favorite that provides 1-0, 2-1, and 3-2-1 temporary buydown options for conventional and FHA loans.
FirstBank Mortgage: They feature a unique 1/0 lender-paid buydown that could be combined with your own incentives to further lower the buyer's rate.
tners:
Option 1:
? SELLER INCENTIVE: Seller is offering a $10,000 credit at closing to be used for a 2-1 Mortgage Rate Buydown or buyer closing costs! This allows you to enjoy a significantly lower monthly payment for the first two years while you settle into this beautiful 1.32-acre property. Combine the peace of mind of a 2022 build with a payment that feels like years ago."
Option 2:
"Why wait for a small lot? Get 1.32 acres, No HOA, and the Ola School District now! SELLER WILL PAY to buy down your interest rate by 2% in Year 1 and 1% in Year 2 with an acceptable offer. Save hundreds on your monthly mortgage while enjoying the privacy and freedom that new subdivisions just can't offer."
Priced UNDER appraised value, MOTIVATED seller, seller willing to contribute up to $10,000 in seller concessions AND one year home warranty welcome to this stunning new 4-bedroom, 3.5 bath home set on 1.32 private acres in the desirable Ola School District. Built in 2022, this home offers modern style, quality craftsmanship, and a peaceful setting with NO HOA restrictions. Step inside to an inviting open layout featuring luxury vinyl plank flooring, elegant crown molding, and spacious living and dining areas perfect for family life and entertaining. The beautifully designed kitchen includes granite countertops, stainless steel appliances, and plenty of cabinet space.The main-level primary suite is a true retreat with a large walk-in closet, double vanity, and a tiled, glass-enclosed shower. Upstairs, you’ll find two bedrooms connected by a convenient Jack-and-Jill bath, plus a private ensuite bedroom ideal for guests or teens. Enjoy the freedom of a large, level fenced in lot—perfect for outdoor living, gardening, pets, or future additions. With no HOA, you have the flexibility to make the space your own.Located minutes from schools, shopping, dining, and parks, this home blends privacy with easy convenience—an ideal choice for families or anyone seeking space and modern comfort.
Move-in ready and priced to sell—don’t miss this Locust Grove gem!